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Available Dashboards
1. Banking Dashboard - Single Bank
Deep dive into any bank's quarterly performance with comprehensive metrics across 20+ quarters:
- Income & Profitability: Net income trends, total revenue composition, net interest income (NII), non-interest income, Islamic banking operations income
- Balance Sheet: Total assets, total liabilities, shareholders' equity, debt-to-equity ratio trends
- Capital Adequacy: CET1 ratio, Tier 1 capital, total capital ratio, capital buffers above regulatory minimums
- Asset Quality: Gross impaired loans (GIL) ratio, loan loss coverage ratio, ECL provisions, NPL trends
- Shareholder Returns: Dividend per share (DPS), annual dividend trends, payout history
- Efficiency Metrics: Cost-to-income ratio, ROE (return on equity)
Select any of the 10 banks and view all metrics in a unified, scrollable dashboard with interactive charts.
2. Banking Dashboard - All Banks
Compare all 10 Malaysian banks side-by-side with overlay charts for key financial metrics:
- Net interest margin (NIM) — Who earns the best spread on loans?
- Gross impaired loans ratio — Which banks have the cleanest loan books?
- CET1 capital ratio — Who has the strongest capital buffers?
- Total loans outstanding — Portfolio size comparison across all banks
Toggle banks on/off to focus on specific comparisons. All charts update dynamically based on your selections.
3. Quarterly Loan Portfolio Analysis
Breakdown of bank loan portfolios by classification for any single quarter:
- By Economic Sector: Construction, Manufacturing, Wholesale/Retail, Finance/Insurance, Real Estate, Transport, Agriculture, Mining, Electricity/Gas, etc.
- By Customer Type: Business enterprises, individuals, government/statutory bodies, foreign entities
- By Geography: Domestic vs. Foreign loans
- By Maturity: Short-term, medium-term, long-term maturity profiles
- By Shariah Classification: Islamic vs. Conventional lending (for Islamic banks)
- By Purpose: Purchase of securities, working capital, credit cards, term loans, mortgages
Select any bank and any quarter to see the detailed composition. Perfect for understanding how banks deploy capital across the economy.
4. Loan Portfolio Trends
Track how loan portfolios evolve over 20+ quarters with stacked composition charts:
- Sector evolution: See how lending to construction, manufacturing, or real estate changes over time
- Customer mix trends: Track the shift between business vs. individual lending
- Islamic banking growth: Watch Islamic financing grow as a percentage of total loans
- Purpose breakdown: Understand changing demand for mortgages, working capital, or securities financing
Multi-quarter stacked area charts show both absolute growth and relative composition shifts. Use this to identify long-term structural trends in bank lending strategies.
5. Banking Leaderboard
Malaysia bank leaderboard — quarter-by-quarter rankings of all 10 banks across 14 financial metrics:
Growth Metrics:
- Revenue growth (QoQ %)
- Net income growth (QoQ %)
- Loan portfolio growth (QoQ %)
- Islamic income growth (QoQ %)
Efficiency & Profitability:
- Cost-to-income ratio (lower is better)
- Net interest margin (NIM) — higher is better
- Return on equity (ROE) — higher is better
- Earnings per share (EPS) — higher is better
Capital & Risk:
- CET1 capital ratio (higher is better)
- Debt-to-equity ratio (lower is better)
- Gross impaired loans (GIL) ratio (lower is better)
- Loan loss coverage ratio (higher is better)
Shareholder Returns:
- Annual dividend per share (DPS) — trailing 4-quarter sum
Select any quarter and see which banks rank #1, #2, #3... #10 for each metric. Composite scores show overall winners across all metrics.
What You Can Do With These Dashboards
Investment Analysis
- Compare fundamentals across all 10 banks before making investment decisions
- Track dividend sustainability using CET1 ratios and payout trends
- Identify value opportunities by comparing P/E ratios against ROE and growth rates
- Monitor quarterly results to see which banks are improving or deteriorating
Economic Insights
- Track loan portfolio trends to understand where Malaysian banks are deploying capital
- Monitor Islamic banking growth across conventional and pure-play Islamic banks
- Analyze sector exposure to identify which economic sectors are getting the most financing
- Read economic health through bank leverage ratios and loan quality metrics
Performance Benchmarking
- Rank banks by efficiency (cost-to-income), profitability (ROE), or capital strength (CET1)
- Compare growth trajectories — scalability (Public Bank) vs. agility (Affin, Alliance)
- Identify outliers — MBSB's personal loan focus, CIMB's high CET1 buffer, Maybank's scale
- Track performance gaps between the largest banks and smaller challengers